Types of Loans Offered
Documentation Required:
- Proof of Identity: Passport, driver’s license, or government-issued ID.
- Proof of Address: Utility bill, rental agreement, etc.
- Proof of Income: Salary slips, bank statements, or tax returns.
- Additional documents for self-employed individuals (e.g., business proof).
Personal Loan Details
If you’re looking to understand or present details about personal loans from a loan company, here are the key points typically included.
Loan Features:
- Loan Amount Range: Minimum and maximum loan amounts.
- Loan Tenure: Repayment period options.
- Interest Rates: Fixed or variable, APR range.
- Processing Time: Time for approval and disbursement.
- Flexibility: Prepayment options, early repayment charges, or repayment holidays.
Loan Benefits:
- No collateral required.
- Quick and easy application process.
- Flexible tenure options.
- Competitive interest rates.
- Digital application and approval.
Business Loans
Loan Options We Offer
- Working Capital Loans: Manage day-to-day operations seamlessly.
- Equipment Financing: Purchase or lease essential machinery.
- Term Loans: Finance larger business needs over a fixed term.
- Invoice Discounting: Unlock funds tied up in pending invoices.
- Startup Loans: Get your dream business off the ground.
Business Loans Tailored to Your Needs
Empower Your Business Growth
We understand that every business is unique. Whether you’re a startup, a growing enterprise, or an established business, our loan solutions are designed to help you achieve your goals. From working capital to equipment financing, we’ve got you covered.
Loan Features
- Loan Amounts: From ₹50,000 to ₹5 Crore (adjust as per your offerings).
- Interest Rates: Competitive rates starting at X% per annum.
- Repayment Tenure: Flexible terms from 6 months to 5 years.
- Processing Time: Fast approvals within 48 hours.
- No Collateral Required: For selected loan products.
Loan Against Property (LAP)
Turn your property into a source of funds without selling it! A Loan Against Property allows you to leverage the value of your property to meet personal or business needs.
Key Features of LAP
High Loan Amount
Borrow up to [insert percentage]% of the property’s market value.Flexible Tenure
Repayment tenures ranging from [insert years] to [insert years] years.Attractive Interest Rates
Competitive interest rates starting at [insert percentage]% p.a.Usage Freedom
Use the funds for personal needs, business expansion, medical emergencies, education, or other financial goals.Quick Processing
Fast approval and disbursal with minimal documentation.Both Residential & Commercial Properties Accepted
Use residential or commercial property as collateral.
Home Loan
A home loan is a financial product that allows you to borrow money to purchase, construct, or renovate a residential property. It is repaid in monthly installments over a fixed period.
Key Features of Our Home Loans
- Loan Amount: Borrow up to [XX]% of the property’s market value.
- Interest Rates:
- Fixed Rate: A consistent rate throughout the loan term.
- Floating Rate: A rate that varies with market conditions.
- Flexible Tenure: Repayment terms ranging from [XX] to [YY] years.
- EMI Calculator: Plan your monthly installments with our online calculator.
- Prepayment Options: No or minimal charges for early repayment.
- Top-Up Loans: Additional funds for renovation or other needs.
- Quick Approval: Loan approval in as little as [XX] days.
Types of Home Loans
- Purchase Loans: For buying a new or resale property.
- Construction Loans: For building a house on owned land.
- Home Renovation Loans: For upgrading or repairing your home.
- Balance Transfer Loans: Transfer an existing loan for better rates.
NBFC
